Standard Variable Home Loan
Packed full of features, our standard variable home loan gives you a simple solution to purchasing your home. Available as Principal & Interest or Interest Only(Maximum 5 years).
| Interest Rate | Click Here* |
| Minimum Amount: | $20,000 |
| Maximum Amount: | $750,000 |
| Fixed Interest Rate: | Available** |
| Redraw Facility: | Available ($20/Redraw) |
| Internet Banking Facility: | Available |
| Maximum Borrowing Capacity: | 95%^ |
| Term: | 5 - 30 Years |
| Monthly Fees: | No Monthly Fees |
| Legal / Valuation Fees | Quote on Application |
| Application Fee: | $200 |
|
Interest Only Option: |
Available |
| Construction Payments: | Available |
*Conditions, fees and charges may apply, subject to Circle's standard lending criteria. Comparison rate schedule available from Circle Credit. ** Fixed interest rates available on request. ^All Loans where the Loan to Valuation Ratio (LVR) exceeds 80% will require Lenders Mortgage Insurance approval with the premium being payable by the borrower.
Mutual Banking Code of Practice